Category: Base Card Types

CPS/Retail Debit Regulated

February 17, 2016/0/0/

Interchange: 0.05% + $0.22 Regulated Debit Interchange is the Visa Interchange Rate set by the Federal Reserve capping Interchange Fees charged by US credit card issuing banks with over $10 billion in assets. Transaction is on a Visa Debit card issued by a US bank with over $10 billion in assets. Change History: Introduced October […]

Base Card Types

CPS/Retail Base Prepaid

February 17, 2016/0/0/

Interchange: 1.15% + $0.15 CPS/Retail Base Prepaid is the Visa Interchange Rate for a card present prepaid card transaction. Change History: Introduced October 2011 Primary Qualifications: Cardholder and card present, signature obtained, single electronic authorization, merchant name, city, and state included in authorization Read & transmit complete magnetic stripe, transaction settled within 1 day of […]

Base Card Types

CPS/Retail Debit

February 17, 2016/0/0/

Interchange: 0.80% + $0.15 CPS/Retail Debit is Visa’s Interchange rate for base debit card types in a card present or signature debit transaction. Unregulated debit cards issued by banks with less than $10 billion in assets (small banks, credit unions, etc.) will clear at this interchange rate. These cards are exempt from the Durbin Amendment. […]

Base Card Types

CPS/Retail

February 17, 2016/0/0/

Interchange: 1.51% + $0.10 CPS/Retail is Visa’s Interchange rate for base card types in a card present or signature credit transaction. Change History: 1.54% + $0.10 April 2011 Primary Qualifications: Cardholder and card present, signature obtained, single electronic authorization, merchant name, city, and state included in authorization Read & transmit complete magnetic stripe, transaction settled […]

Base Card Types