• Interchange: 1.55% + $0.15

CPS E-commerce Preferred Debit is the Visa Interchange rate for a base card type ecommerce debit transaction.

Primary Qualifications:

  • Single electronic authorization
  • Authorization must include Address Verification (AVS) and 3-D Secure attempt, order number, and customer service number
  • Purchase date equal to shipping date and within 7 days of authorization
  • Transaction settled on or 1 day after purchase/shipping date
  • Settled amount must equal authorized amount, authorization response data included in the settled transaction.
  • Internet merchants should qualify at this rate